Terms & Conditions

CobraLedger Renovation Simulator — Terms & Conditions CobraLedger Renovation Simulator ("the Service") is a product of Prevail-IT Solutions USA Inc ("Provider", "we", "us"). By creating an account or using the Service you ("User", "you") agree to these Terms & Conditions in full. If you do not agree, do not use the Service. 1. NATURE OF THE SERVICE — AI-GENERATED OUTPUT The Service produces renovation cost estimates and property value opinions that are generated automatically by artificial intelligence from photos and text you submit. Outputs are informational ballpark opinions only. They are NOT contractor quotes, bids, appraisals, inspections, financial advice, investment advice, or professional advice of any kind. AI systems can be wrong, incomplete, or misleading, including in ways that are not obvious. 2. YOUR DUE DILIGENCE IS MANDATORY You are solely responsible for independently verifying every figure and statement produced by the Service before relying on it in any way, including by engaging licensed contractors, licensed inspectors, licensed appraisers, and other qualified professionals. Hidden conditions (roof, HVAC, plumbing, electrical, foundation, structural, environmental, permits, zoning and similar) cannot be assessed from photos and are expressly excluded from any output. You agree that any decision you make — including purchasing, renovating, pricing, renting, or selling property — is your own decision, made at your own risk. 3. CREDITS, PAYMENTS AND NO REFUNDS The Service is prepaid via estimation credits. One credit is consumed per successful estimation; estimations that fail to produce a report are not charged. ALL SALES ARE FINAL. Credits and payments are non-refundable and non-transferable under all circumstances, including — without limitation — dissatisfaction with an estimate, estimates you consider inaccurate or unusable, unused credits, account closure, or termination for breach, except only where a refund is required by applicable law. Payments are processed by Square; we never receive or store your card number. 4. NO WARRANTY THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. We do not warrant that outputs are accurate, complete, current, or suitable for any purpose, or that the Service will be uninterrupted, timely, secure, or error-free. We may modify, suspend, or discontinue the Service (or any part of it) at any time. 5. LIMITATION OF LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW, PROVIDER'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO PROVIDER IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IN NO EVENT SHALL PROVIDER BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, OR LOSSES ARISING FROM PROPERTY TRANSACTIONS OR RENOVATION DECISIONS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 6. INDEMNIFICATION You agree to indemnify, defend, and hold harmless Provider, its officers, employees, and agents from and against any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your use of the Service, your reliance on its outputs, the content you upload, or your breach of these terms. 7. MARKETING COMMUNICATIONS AND OPT-OUT By creating an account you consent to receive transactional messages (account, billing, service notices) and MARKETING COMMUNICATIONS from Provider by EMAIL and SMS/TEXT MESSAGE at the contact details you provide. Message and data rates may apply to SMS. You may opt out of marketing communications at any time — by using the unsubscribe link in any marketing email, replying STOP to any SMS, or contacting support@cobraledger.com — and opting out will not affect transactional service messages or your use of the Service. 8. YOUR CONTENT AND ACCEPTABLE USE You represent that you have the right to upload the photos and information you submit, and you grant Provider a license to process and store them to operate the Service. You may not misuse, resell, scrape, reverse-engineer, benchmark for a competing service, overload, or attempt to circumvent the credit system or security of the Service, and you may not upload unlawful content. We may suspend or terminate accounts that violate these terms; unused credits on terminated accounts are forfeited per Section 3. 9. DATA We store your account details, your estimation history and reports, and payment records. We use industry-standard cloud infrastructure. You are responsible for keeping your login credentials confidential. 10. INTELLECTUAL PROPERTY The Service, its software, brand, and design are the property of Provider. Reports generated for you may be used for your own business purposes. 11. GOVERNING LAW AND DISPUTES These terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-law rules. Exclusive venue for any dispute lies in the state or federal courts located in Broward County, Florida, and you consent to their jurisdiction. To the extent permitted by law, each party waives trial by jury and agrees claims may be brought only individually, not as part of a class action. 12. CHANGES TO THESE TERMS We may update these terms at any time by publishing a new version in the Service. Continued use after an update constitutes acceptance of the then-current version. Contact: support@cobraledger.com | sales@cobraledger.com | 954-271-2643